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Homescreen Image Xpence App Screens

We make
getting paid easier

Create, send and track

beautiful invoices on the go.

Made with               in the UAE

Create customised invoices
Track unpaid and overdue invoices
Choose where you get paid
Accept online payments

Send invoices. Anywhere. Anytime.

Don't wait to get back to the office. Quickly create professional looking invoices on the fly.

Easily add customers, products and services from your dedicated address book and catalogue. 

Save valuable time by instantly duplicating invoices for repeat sales.

Invoicing that keeps you informed

Track the status of every invoice at any time. We'll automatically mark any invoices paid online as paid.

View you your total unpaid and overdue invoices via the mini dashboards. 

Search, filter and download your invoicing history with a few clicks.

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Customise your invoices to match your brand

Professional looking invoices get you paid faster and put your business in its best light.

Add your logo to create branded invoices that your clients will immediately recognise.

Preview invoices before sending them by email.  Share a PDF versions via any messaging service.

Start accepting card payments online

Start collecting payments online from your very first invoice at competitive rates . 

Get 1.5% cash back on all invoices paid online for a limited period.

Nominate your bank account to receive your online payments. 

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What do you need to open an account?

An iPhone or an Android smartphone. 

A legally registered business in the UAE.

A business bank account in the UAE. 

VAT registration certificate (if applicable).

Online presence (website, Instagram account, Facebook page)

Start sending beautiful invoices today 

Create an account for free

Xpence logo

Office 160

DIFC Innovation Hub

Gate Avenue

Dubai International Financial Centre


United Arab Emirates

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Xpence is a member of the  Visa Fintech Fast Track Programme.

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Xpence Ltd. is an incorporated company pursuant to Abu Dhabi Global Market Companies Regulations 2015 and is taken to be incorporated in Abu Dhabi Global Market.

ADGM FSRA has granted Xpence a Financial Services Permission (FSP # 180031)

Xpence Ltd (‘Xpence’) is regulated by the Abu Dhabi Global Market Financial Services Regulatory Authority (‘FSRA’) solely for the purpose of developing and testing innovative financial technology services within the Regulatory Laboratory (‘RegLab’). Xpence is only permitted to test its financial technology services with clients who have expressly given their consent in writing to participate, and acknowledged the risks of participating in the test. The test is subject to a maximum period of two years within the RegLab. At the end of the test period, Xpence will cease operations unless it receives the relevant approvals from the FSRA to continue operations outside the confines of the RegLab. Xpence’s clients may have limited recourse in the event of a failure or termination of the firm’s services.

The Central Bank of Bahrain has confirmed that "Xpence Ltd." is authorised to participate in the Fintech Regulatory Sandbox in the Kingdom of Bahrain and is henceforth granted authorisation to operate as a "Sandbox Ancillary Service Provider" for a limited period.

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